Terms & Conditions

Privacy Policy – TM Life Insurance Advisor

TM Life Insurance Advisor respects your privacy and is committed to protecting your personal information.

Information We Collect

We may collect:

  • Name, phone number, email address

  • Address and identification details

  • Insurance-related information

How We Use Your Information

  • To provide insurance consultation

  • To process policy applications with Life Insurance Corporation of India, Star Health and Allied Insurance, and ICICI Lombard

  • Customer support and communication

Data Protection

We take appropriate security measures to protect your personal data.

Third-Party Sharing

We only share data with authorized insurance companies for policy processing.

User Consent

By using our website, you consent to our Privacy Policy.

✅ 2. Disclaimer

Disclaimer – TM Life Insurance Advisor

TM Life Insurance Advisor provides insurance guidance and consultation services only.

  • We are not the insurer

  • All policies are issued by respective companies

  • We do not guarantee claim approval

  • Policy terms, benefits, and conditions are subject to the insurer

Users are advised to read all policy documents carefully before purchase.

✅ 3. Terms & Conditions

(Use the detailed version already provided earlier — recommended for full page)

✅ 4. Refund & Cancellation Policy

Refund & Cancellation Policy

  • Policy cancellation is subject to the insurer’s rules

  • Free-look period applies as per company policy

  • Refunds (if applicable) are processed by the insurance provider

  • We do not handle direct refunds

For cancellation, contact the respective insurance company or our support team.

✅ 5. Contact Us Page

Contact Us – TM Life Insurance Advisor

👤 Tarun Maji
📞 Phone: 8697538798
📧 Email: info@tmlife.in
📍 Location: Kolkata

We are available to assist you with:

  • Life Insurance

  • Health Insurance

  • General Insurance

✅ 6. About Us (SEO Optimized)

About TM Life Insurance Advisor

TM Life Insurance Advisor, led by Tarun Maji, has been providing trusted insurance solutions since 2019. We specialize in life, health, and general insurance services with expert guidance tailored to your needs.

We work with leading insurers like Life Insurance Corporation of India, Star Health and Allied Insurance, and ICICI Lombard to offer reliable and secure policies.

Our goal is to help individuals and families achieve financial protection and peace of mind.

✅ 7. Cookie Policy (Important for Google)

Cookie Policy

Our website uses cookies to:

  • Improve user experience

  • Analyze website traffic

  • Provide better services

By using our website, you agree to our use of cookies.

✅ 8. Copyright Notice

Copyright Notice

 

All content on this website is the property of TM Life Insurance Advisor and is protected by copyright laws. Unauthorized use is prohibited.